The Saudi Ministry of Defense, in collaboration with financial institutions, has launched the Additional Support Initiative, which aims to make it easier for the ministry’s military personnel to obtain mortgage financing to support home ownership. The initiative includes providing a fixed-rate interest-free loan of 160,000 riyals as a down payment, in order to ease the financial burden and facilitate the purchase of a home.
Objectives of the Initiative
The initiative aims to enable military personnel to purchase a home that suits their needs by providing financial support in the form of an interest-free loan to cover the down payment. The initiative includes three financing options:
- Off-Plan Properties
- Prefabricated Housing Units
- Self-Development
Eligibility Requirements
To be eligible for additional support, applicants must meet the following requirements:
- Be eligible for housing assistance.
- Obtain new mortgage financing from an approved lender.
- Eligibility for support is determined by a points-based system, in which applicants are evaluated according to the following criteria:
- Age (Gregorian calendar) as indicated on the national ID card (40% of the evaluation)
- The applicant's base salary (35% of the evaluation)
- Number of registered family members + the applicant (25% of the evaluation)
- An additional 0.5 points will be awarded to those stationed on the southern border or who have previously participated in military operations.
Collection and Payment Mechanism
Support is provided in the form of a soft loan repayable in monthly installments, with a minimum installment of 740 Saudi riyals. The repayment period begins 24 months after the financing contract is signed and continues for a maximum of 18 years. Collections are handled by the Real Estate Fund in coordination with the relevant government platforms.
Steps to Apply for the Initiative
- Submitting the application through the “Preference Selection” platform: Applicants must enter personal information such as their ID number, cell phone number, and date of birth.
- Upon receiving a text message to apply via the “Qualification Platform,” the applicant must submit the required information and supporting documents.
- Application Priority Determination: Preliminary acceptance is determined based on the priority established according to the points earned.
- Eligibility Verification: The beneficiary’s eligibility is verified by cross-checking the submitted documents.
- Notice to Eligible Applicants: Eligible beneficiaries are notified to apply through the Real Estate Advisor platform to the financing institutions and are given a period of 3 months to complete the financing procedures.
42 Responses
Additional Support from the Ministry of Defense for Housing Beneficiaries
Hello, Mr. Qusay
Please contact us at the following number: 0115029541
Peace be upon you. I am eligible for assistance and am registered with the Real Estate Fund. Am I eligible for housing assistance in addition to the Ministry’s assistance?
Also, how are the subsidized amounts calculated, and how are they deducted from the property value?
Peace be upon you, and may God’s mercy be with you. Hello, Mr. Salman
If you have already obtained a mortgage through the Housing Support Program, you are no longer eligible for the Ministry’s subsidy
However, if you have not obtained the mortgage, you can apply for the Ministry’s subsidy in addition to the Housing Support Program.
I am a retiree eligible for assistance from the Ministry of Defense
Hello, Mr. Harbi
Please contact us at the following number: 0115029541
Please contact me at
0548160568
Please contact me at
0509231747
Hello, Mr. Mishaal
We will contact you as soon as possible
Peace be upon you. Please contact me at
0506106546
Peace be upon you. Hello, Mr./Ms. Shuaa
We will contact you as soon as possible 🧡
Okay, so if the 3-month deadline has passed and I haven't completed the financing procedures, can I extend it or submit a new application?
Contact us at the following number: 0115029541 or via WhatsApp at: 0593749781
God willing, we will complete the procedures for you as soon as possible before the deadline expires.
Peace be upon you
How do I apply?
Hello, Mr. Saleh
Please contact us at the following number: 0115029541
Our financial advisor will provide you with all the details.
How to Apply
Hello, Mr. Turki
Please contact us at the following number: 0115029541
Our financial advisor will provide you with all the details.
Please contact me at 0556786118
Hello, Mr. Khalid
We will contact you as soon as possible.
I bought a subsidized self-build home a year ago. Am I eligible to apply for the 160,000 subsidy?
Hello, Mr. Salem
You are not eligible for the 160,000 subsidy because you already own a property.
Does this decision now apply to military personnel who took out mortgages after the 140,000 subsidy was discontinued?
Translate post
Hello, Mr. Saeed
The assistance does not apply to those who have previously owned property or obtained a mortgage.
Peace be upon you
If this does not include those who own property, who are eligible for the 160 subsidy? Please advise.
Peace be upon you. Could you please contact Mr. Muhammad at
? The assistance program is for citizens who do not own property, to help them purchase their first home.
Peace be upon you
If this support does not cover property owners, which category is eligible for this support—the 160? Please advise.
I did not benefit from the previous 140,000 initiative for military personnel. How can I determine my eligibility under the current 160,000 initiative, given that the self-build project is being carried out in phases and there have been some delays?
I did not benefit from the previous 140,000 initiative for military personnel. How can I determine my eligibility under the current 160,000 initiative, given that the self-build project is being carried out in phases and there have been some delays? Peace be upon you.
Peace be upon you. Could you please check, Mr. Ahmed?
You have already obtained a mortgage for self-construction and are no longer eligible for any type of subsidy.
Peace be upon you. Please contact me at
0548481464
Peace be upon you. Please contact me at
0548481464
Peace be upon you. Hello, Ayman
We'll be in touch with you as soon as possible 🧡
Peace be upon you. I took out a mortgage from Al-Ahli Bank last week, and they didn’t give me the Ministry of Defense subsidy. When I asked them, they said there was no Ministry of Defense subsidy, but now they’re saying there is one. They’ve deprived me of the Ministry of Defense subsidy, and when I ask them about it, they say, “The birds have flown away with their sustenance.” And excuse me, but we’ve submitted your request—if this doesn’t work out, who else will give me my right thatguaranteed to me by the state? Where can I go, since I am a member of the Ministry of Defense and have no one to turn to but God Almighty?
Peace be upon you, and may God's mercy and blessings be upon you. I own a piece of land that I mortgaged to the bank. I took out a loan and built a house for God, but the money wasn't enough to finish the house, so I am eligible for financial assistance.
Peace be upon you, and may God's mercy be with you. Could you please check, Mr. Ali?
No, you are not eligible for assistance because there is a property registered in your name.
Peace be upon you. I am retired. Does the subsidy include retirees?
I don't own any property or anything else, and when I submitted my application, they told me I wasn't eligible for assistance. Please contact me at 0590836966.
We will contact you as soon as possible.
Peace be upon you
I received a message saying I'm eligible for 160 in support
And 140 in support. I don't have a property yet; I'll look for one.
Peace be upon you, and may God’s mercy be with you
Contact us at the following number: 0115029541
We’ll help you secure financing and find a property
Peace be upon you
I called them, and they told me I’m eligible for 160,000 in support from the Ministry of Defense, but I don’t own any property yet. I’m waiting for the housing units to be approved. How do I receive the support?
Are civilian employees of the Ministry of Defense eligible for the 160,000 subsidy?