Foreign ownership of real estate in Saudi Arabia is now governed by the updated Law of Real Estate Ownership by Non-Saudis. The framework is designed for residents, non-resident investors, companies, and other eligible non-Saudi entities, subject to official controls, permitted geographical zones, and registration requirements.
What Changed in 2026?
The Real Estate General Authority announced that the updated non-Saudi property ownership framework entered into force on January 22, 2026. Applications are handled through the official Saudi Properties platform, with procedures that differ by beneficiary type.
Who Can Apply?
The law covers non-Saudi natural persons, non-Saudi companies, non-Saudi non-profit entities, and other non-Saudi legal persons determined by official decisions. Residents inside Saudi Arabia can apply through the official portal using their residency data, while non-residents follow the official digital identity route through Saudi representations abroad.
Where Can Non-Saudis Own Property?
Ownership is subject to geographical areas and controls determined by the Council of Ministers based on the relevant official process. The Saudi Properties portal provides the official map and ownership controls, including permitted areas, ownership percentages, rights, and duration limits.
Makkah and Madinah
Under the updated framework, ownership or acquisition of real rights in Makkah and Madinah is limited to Muslim natural persons, subject to the detailed official controls.
Registration and Fees
Ownership becomes valid after registration with the Real Estate Registry according to the governing rules. The law also provides for a fee on disposition of real estate rights by non-Saudis, not exceeding 5% of the value of the disposition, without prejudice to other applicable taxes or fees.
How Asas Al-Amal Can Help
Asas Al-Amal helps residents and investors understand mortgage options, compare real estate opportunities, and prepare for a structured ownership journey in Saudi Arabia. Final eligibility, permitted areas, and legal requirements should always be verified through the official Saudi Properties and REGA channels.
Official Sources
- REGA: Non-Saudi Real Estate Ownership in Saudi Arabia
- REGA: Law of Real Estate Ownership and Investment by Non-Saudis
Frequently Asked Questions
Can foreigners buy property in Saudi Arabia?
Yes, subject to the updated law, permitted geographical zones, beneficiary category, and official procedures.
Is the process available for non-residents?
Yes. REGA states that non-residents are covered, with a journey that begins through Saudi representations abroad to issue a digital identity before completing the application through the portal.
Does ownership apply everywhere in Saudi Arabia?
No. Ownership is limited by official geographical scopes and controls. Applicants should verify the permitted areas through the Saudi Properties portal.
Can Asas Al-Amal provide mortgage and property support?
Yes. The team can help you explore financing options, property opportunities, and next steps while official ownership eligibility remains subject to the competent authorities.
